Appetite.
FORTIFIED™ roofs. Coastal homes. Institutional capacity to help diversify your book.
For independent insurance agents
Your first stop for FORTIFIED™ homes.
Have a homeowner in Alabama, Louisiana or North Carolina who has or is getting a FORTIFIED™ Roof? We want to provide their Wind + Hail coverage.
Launching Early 2027.
§I Why Althea
Why agents choose Althea.
AL · LA · NC Existing or planned FORTIFIED™ Roof
Competitive premiums.
Risk-based pricing that recognizes stronger construction. Savings you can explain.
Coverage that fits.
Wind + Hail, multiple coverage options and Storm Cash.
Simple process.
Online quoting. Clear requirements. A seamless flow from quote to bind.
§II Our approach
Risk modeling
Atlas.
Our risk model connects how a home is built to how we price it. Resilience is part of the calculation, not a discount added afterward.
Explore Atlas ↗Risk mitigation
Storm Cash.
Included in our policy form. Built to help homeowners protect their homes.
Capacity
Institutional capacity.
Backed by industry leaders in institutional risk capacity.
Wind + Hail coverage at a glance
A stand-alone policy designed to work alongside homeowners insurance that excludes wind, not replace it.
Designed to cover hurricanes, tropical storms, hail, tornadoes, severe convective storms, and straight-line wind. Flood and storm surge are excluded.
Coverage is subject to underwriting and policy terms. Models estimate risk; they do not guarantee storm performance or savings.
§III Talk with Marc
Let’s talk about your agency.
Set up a call with Marc to discuss your agency, where you write and the homes you want to place.
Marc Ivins · Head of Sales
[email protected]